Keys & Numbers crest

Calculators

Model the numbers before you decide

Every result is an estimate. Connect a real mortgage-rate or FX provider to replace the illustrative inputs used here.

Calculators

Buying & Financing

Mortgage Estimate

Estimate
Loan principalAED 1,600,000
Estimated monthly paymentAED 8,884
Total repaidAED 2,665,272
Total interestAED 1,065,272

Acquisition Costs

Estimate
DLD transfer fee (4%)AED 80,000
Agency fee (2%)AED 40,000
Mortgage arrangement feeAED 20,000
Trustee feeAED 4,200
Total costsAED 144,200
Total incl. priceAED 2,144,200

Off-Plan Payment Plan

Estimate
Booking paymentAED 150,000
Construction-linked totalAED 1,050,000
≈ Monthly during constructionAED 35,000
Handover paymentAED 300,000
TotalAED 1,500,000

Calculators

Yield & Returns

Gross Rental Yield

Estimate
Estimated gross yield6%

Net Rental Yield

Estimate
Estimated net yield4.57%

Return on Investment

Estimate
Total rental incomeAED 450,000
Est. appreciation valueAED 318,548
Total estimated returnAED 768,548
ROI over period153.7%
Annualised ROI30.7%

Calculators

Decisions

Seller Net Proceeds

Estimate
Agency feeAED 44,000
Early settlement feeAED 8,000
Total deductionsAED 852,000
Estimated net proceedsAED 1,348,000

Buy vs Rent

Estimate
Est. net cost of buyingAED 704,492
Est. cost of rentingAED 600,000

Renting is estimated to cost less over this horizon, before tax and liquidity considerations.

Sell vs Rent Out

Estimate
Sell & reinvest — est. valueAED 2,751,663
Keep & rent out — est. valueAED 2,625,000

Selling and reinvesting is estimated to produce a higher value over this horizon.

Calculators

Ownership & Lifestyle

Holiday Home Revenue

Estimate
Est. gross annual revenueAED 154,213
Est. management fee (20%)AED 30,843
Est. net annual revenueAED 123,370

Property Management Fee

Estimate
Estimated annual feeAED 6,000
Estimated monthly feeAED 500

Fit-Out Budget

Estimate
Rate per sqftAED 320
Estimated total budgetAED 384,000

Currency Conversion

Estimate

Enter today's rate manually — live rates will populate automatically once an FX provider is connected.

Converted amount (USD)270,000